Sharp Customer Wins Right to Challenge Unfair Bank Charges
24th February 2010
In the case of Sharp v Bank of Scotland, a client of Govan Law Centre succeeded in persuading Glasgow Sheriff Court to admit a challenge to bank overdraft charges in terms of the Consumer Credit Act.
This follows a decision of the House of Lords in November 2009 to reject a general challenge brought by the Office of Fair Trading, when it was ruled that a scale of bank charges was not susceptible to challenge under the Unfair Terms in Consumer Contracts Regulations 1999.
However, the new case proceeds on the basis of section 140A of the Consumer Credit Act.
Proof is scheduled for 11 June 2010.